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ANZ-Roy Morgan New Zealand CC

Year	Jan		Feb		Mar		Apr		May		Jun		Jul		Aug		Sep		Oct		Nov		Dec		Avg.
2018	126.9		127.7		128.0		120.5		121.0																124.8
2017	128.7		127.4		125.2		121.7		123.9		127.8		125.4		126.2		129.9		126.3		123.7		121.8		125.7
2016	121.4		119.7		118.0		120.0		116.2		118.9		118.2		117.7		121.0		122.9		127.2		124.5		120.5
2015	128.9		124.0		124.6		128.8		123.9		119.9		113.9		109.8		110.8		114.9		122.7		118.7		120.1
2014	135.8		133.0		132.0		133.5		127.6		131.9		132.7		125.5		127.7		123.4		121.8		126.5		129.3
2013	118.3		121.0		114.8		119.2		123.7		123.9		119.8		123.0		118.8		122.3		128.4		129.4		121.9
2012	116.1		113.3		110.2		114.0		113.9		105.8		110.5		114.1		111.9		110.5		114.1		114.7		112.4
2011	117.1		108.2		101.4		101.4		103.3		112.5		109.4		113.3		112.6		112.2		109.0		108.4		109.1
2010	131.4		123.6		121.8		121.9		126.0		122.0		115.6		116.3		116.4		113.6		114.5		112.2		119.6
	Jan		Beg Feb	Mid Feb	Beg Mar	Mid Mar	Beg Apr	Mid Apr	Beg May	Mid May	Beg Jun	Mid Jun	Beg Jul	Mid Jul	Beg Aug	Mid Aug	Beg Sep	Mid Sep	Oct		Nov		Dec
2009	103.7		100.4	97.1	95.9	93.4	97.6	104.6	104.0	105.8	107.1	103.4	106.1	107.8	114.1	112.3	114.5	120.0	125.9		121.5		118.6		109.3
2009	103.7		98.7		94.6		101.1		104.9		105.2		107.0		113.2		117.3		125.9		121.5		118.6		109.3
	Jan		Beg Feb	Mid Feb	Beg Mar	Mid Mar	Beg Apr	Mid Apr	Beg May	Mid May	Beg Jun	Mid Jun	Beg Jul	Mid Jul	Beg Aug	Mid Aug	Beg Sep	Mid Sep	Beg Oct	Mid Oct	Beg Nov	Mid Nov	Beg Dec	Mid Dec
2008	121.2		117.8	114.2	116.8	106.6	99.7	100.0	92.7	85.6	85.4	87.5	82.0	85.7	87.8	94.9	107.3	109.9	102.3	97.0	98.3	99.7	105.6	100.1	99.9
2008	121.2		116.0		111.7		99.9		89.2		86.5		83.9		91.3		108.6		99.6		99.0		102.8		100.8
	Jan		Beg Feb	Mid Feb	Beg Mar	Mid Mar	Beg Apr	Mid Apr	Beg May	Mid May	Beg Jun	Mid Jun	Beg Jul	Mid Jul	Beg Aug	Mid Aug	Beg Sep	Mid Sep	Beg Oct	Mid Oct	Beg Nov	Mid Nov	Beg Dec	Mid Dec
2007	136.8		133.8	133.7	128.8	129.7	130.5	126.6	121.6	122.5	123.2	118.7	121.4	120.7	120.5	124.3	122.7	119.8	116.0	128.0	122.7	121.0	126.9	126.3	125.1
2007	136.8		133.8		129.3		128.6		122.1		121.0		121.0		122.4		121.3		122.0		121.9		126.6		125.6
	Beg Jan	Mid Jan	Beg Feb	Mid Feb	Beg Mar	Mid Mar	Beg Apr	Mid Apr	Beg May	Mid May	Beg Jun	Mid Jun	Beg Jul	Mid Jul	Beg Aug	Mid Aug	Beg Sep	Mid Sep	Beg Oct	Mid Oct	Beg Nov	Mid Nov	Beg Dec	Mid Dec
2006	118.3	123.0	111.0	115.0	115.1	116.5	115.7	116.7	104.8	112.5	110.8	114.0	115.4	118.8	112.1	113.3	115.5	123.8	123.4	124.8	124.0	123.3	128.2	127.8	117.7
2006	120.6		113.0		115.8		116.2		108.7		112.4		117.1		112.7		119.6		124.1		123.7		128.0		117.7
	Jan		Feb		Mar		Apr		May		Jun		Jul		Aug		Sep		Beg Oct	Mid Oct	Beg Nov	Mid Nov	Beg Dec	Mid Dec
2005	140.9		139.1		136.0		125.2		125.5		128.0		127.7		125.6		126.2		121.4	121.3	121.4	119.8	121.1	117.5	126.4
2005	140.9		139.1		136.0		125.2		125.5		128.0		127.7		125.6		126.2		121.4		120.6		119.3		128.0
	Jan		Feb		Mar		Apr		May		Jun		Jul		Aug		Sep		Oct		Nov		Dec
2004	135.7		131.7		130.2		133.5		129.8		130.0		134.4		132.9		133.9		135.4		135.0		136.1		133.2
2003	121.3		118.8		118.8		116.4		118.1		119.5		118.7		121.2		120.2		121.8		122.5		122.8		120.0
2002	118.6		119.1		117.8		118.8		118.3		119.1		116.0		116.3		115.6		116.3		117.3		117.9		117.6
2001															111.8		108.5		110.3		114.5		117.0		112.4

Avg.	124.9		121.7		119.4		118.9		117.4		117.8		117.0		117.3		118.8		119.0		119.8		120.3		119.3

*Results for the ANZ-Roy Morgan New Zealand Consumer Confidence Rating for component questions are as follows:**
2018	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
Interviews	999	1,000	1,002	1,005	998
Q1 Would you say you and your family are better-off financially or worse off than you were at this time last year?
better off	33	30	34	30	33
worse off	17	15	18	21	20
Question Difference	16	15	16	9	13
Q2 This time next year, do you and your family expect to be better-off financially or worse off than you are now?
better off	46	48	49	44	46
worse off	16	13	14	19	19
Question Difference	30	35	35	25	27
Q3 Thinking of economic conditions in New Zealand as a whole. In the next 12 months, do you expect we'll have good times financially, bad times or some good and some bad?
good times	41	43	45	38	38
bad times	19	23	20	24	26
Question Difference	22	20	25	14	12
Q4 Looking ahead, what would you say is more likely, that in New Zealand as a whole, we'll have continuous good times during the next five years or so - or we'll have bad times - or some good and some bad?
good times	44	47	47	39	41
bad times	19	18	22	22	24
Question Difference	25	29	25	17	17
Q5 Generally, do you think now is a good time - or a bad time - for people to buy major household items?
good time to buy	62	57	55	55	53
bad time to buy	15	17	16	17	17
Question Difference	47	40	39	38	36
Monthly ANZ-Roy Morgan New Zealand Consumer Confidence Rating	126.9	127.7	128.0	120.5	121.0
*The ANZ-Roy Morgan Consumer Confidence Rating is 100.0 plus the simple unweighted average of the difference between the percentage of respondents who give a favourable and those who give unfavourable answers to five key questions.

*Results for the ANZ-Roy Morgan New Zealand Consumer Confidence Rating for component questions are as follows:**
2017	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
Interviews	1,000	1,000	1,004	1,000	1,000	1,001	1,003	999	998	1,000	1,000	1,002
Q1 Would you say you and your family are better-off financially or worse off than you were at this time last year?
better off	34	37	35	35	38	36	36	36	39	35	35	33
worse off	23	22	22	26	21	22	26	24	20	21	19	18
Question Difference	11	15	13	9	17	14	10	12	19	14	16	14
Q2 This time next year, do you and your family expect to be better-off financially or worse off than you are now?
better off	48	47	48	48	46	47	46	48	47	46	46	46
worse off	13	16	16	14	15	14	15	13	11	12	17	18
Question Difference	35	31	32	34	31	33	31	35	36	34	29	28
Q3 Thinking of economic conditions in New Zealand as a whole. In the next 12 months, do you expect we'll have good times financially, bad times or some good and some bad?
good times	46	48	44	37	41	45	42	44	44	43	44	42
bad times	21	22	23	23	23	20	20	19	15	18	26	29
Question Difference	25	26	21	14	18	25	22	25	29	25	18	13
Q4 Looking ahead, what would you say is more likely, that in New Zealand as a whole, we'll have continuous good times during the next five years or so - or we'll have bad times - or some good and some bad?
good times	44	45	44	36	38	42	41	40	43	43	45	44
bad times	19	21	23	21	23	19	18	19	14	18	22	23
Question Difference	25	24	21	15	15	23	23	21	29	25	23	21
Q5 Generally, do you think now is a good time - or a bad time - for people to buy major household items?
good time to buy	65	59	56	56	58	62	57	57	56	55	53	56
bad time to buy	16	18	18	19	19	17	18	19	20	22	20	23
Question Difference	49	41	38	37	39	45	39	38	36	33	33	33
Monthly ANZ-Roy Morgan New Zealand Consumer Confidence Rating	128.7	127.4	125.2	121.7	123.9	127.8	125.4	126.2	129.9	126.3	123.7	121.8
*The ANZ-Roy Morgan Consumer Confidence Rating is 100.0 plus the simple unweighted average of the difference between the percentage of respondents who give a favourable and those who give unfavourable answers to five key questions.

*Results for the ANZ-Roy Morgan New Zealand Consumer Confidence Rating for component questions are as follows:**
2016	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
Interviews	1,007	948	1,001	1,000	1,004	1,000	1,000	1,002	1,000	1,001	1,002	1,005
Q1 Would you say you and your family are better-off financially or worse off than you were at this time last year?
better off	33	34	34	35	31	34	34	37	36	35	36	36
worse off	25	25	27	26	26	24	25	26	25	25	23	24
Question Difference	8	9	7	9	5	10	9	11	11	10	13	12
Q2 This time next year, do you and your family expect to be better-off financially or worse off than you are now?
better off	49	43	46	46	40	43	44	44	48	44	45	46
worse off	17	16	17	17	17	19	16	19	18	13	14	14
Question Difference	32	27	29	29	23	24	28	25	30	31	31	32
Q3 Thinking of economic conditions in New Zealand as a whole. In the next 12 months, do you expect we'll have good times financially, bad times or some good and some bad?
good times	36	39	36	37	36	39	36	35	39	43	45	45
bad times	30	30	33	29	30	30	32	30	27	22	22	23
Question Difference	6	9	3	8	6	9	4	5	12	21	23	22
Q4 Looking ahead, what would you say is more likely, that in New Zealand as a whole, we'll have continuous good times during the next five years or so - or we'll have bad times - or some good and some bad?
good times	41	40	41	39	39	40	37	37	40	40	47	42
bad times	24	26	24	23	26	24	23	27	26	22	19	24
Question Difference	17	14	17	16	13	16	14	10	14	18	28	18
Q5 Generally, do you think now is a good time - or a bad time - for people to buy major household items?
good time to buy	62	59	56	56	55	56	57	58	57	54	59	58
bad time to buy	18	19	22	18	21	20	21	20	20	20	17	20
Question Difference	44	40	34	38	34	36	36	38	37	34	42	38
Monthly ANZ-Roy Morgan New Zealand Consumer Confidence Rating	121.4	119.7	118.0	120.0	116.2	118.9	118.2	117.7	121.0	122.9	127.2	124.5
*The ANZ-Roy Morgan Consumer Confidence Rating is 100.0 plus the simple unweighted average of the difference between the percentage of respondents who give a favourable and those who give unfavourable answers to five key questions.

*Results for the ANZ-Roy Morgan New Zealand Consumer Confidence Rating for component questions are as follows:**
2015	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
Interviews	1,001	1,003	1,002	1,009	990	1,000	989	1,005	1,003	1,019	999	1,032
Q1 Would you say you and your family are better-off financially or worse off than you were at this time last year?
better off	33	32	33	36	34	33	32	34	34	29	34	34
worse off	23	26	25	24	27	26	28	27	28	29	25	28
Question Difference	10	6	8	12	7	7	4	7	6	0	9	6
Q2 This time next year, do you and your family expect to be better-off financially or worse off than you are now?
better off	49	46	48	48	45	45	44	43	45	42	47	45
worse off	16	18	20	17	19	19	22	20	19	18	16	19
Question Difference	33	28	28	31	26	26	22	23	26	24	31	26
Q3 Thinking of economic conditions in New Zealand as a whole. In the next 12 months, do you expect we'll have good times financially, bad times or some good and some bad?
good times	51	45	45	50	45	41	34	27	28	34	44	38
bad times	22	22	21	23	25	30	36	43	39	32	29	32
Question Difference	29	23	24	27	20	11	-2	-16	-11	2	15	6
Q4 Looking ahead, what would you say is more likely, that in New Zealand as a whole, we'll have continuous good times during the next five years or so - or we'll have bad times - or some good and some bad?
good times	47	43	44	45	47	42	38	38	37	40	45	42
bad times	17	21	21	21	22	25	27	29	26	23	24	26
Question Difference	30	22	23	24	25	17	11	9	11	17	21	16
Q5 Generally, do you think now is a good time - or a bad time - for people to buy major household items?
good time to buy	62	59	59	65	60	58	55	54	53	53	58	58
bad time to buy	18	19	20	17	18	20	21	27	29	23	20	20
Question Difference	44	40	39	48	42	38	34	27	24	30	38	38
Monthly ANZ-Roy Morgan New Zealand Consumer Confidence Rating	128.9	124.0	124.6	128.8	123.9	119.9	113.9	109.8	110.8	114.9	122.7	118.7
*The ANZ-Roy Morgan Consumer Confidence Rating is 100.0 plus the simple unweighted average of the difference between the percentage of respondents who give a favourable and those who give unfavourable answers to five key questions.

*Results for the ANZ-Roy Morgan New Zealand Consumer Confidence Rating for component questions are as follows:**
2014	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
Interviews	1,737	1,009	1,020	958	1,047	978	976	960	1,064	1,017	1,002	1,001
Q1 Would you say you and your family are better-off financially or worse off than you were at this time last year?
better off	37	36	36	39	35	38	36	35	37	35	31	35
worse off	26	29	28	26	25	25	27	28	27	27	27	26
Question Difference	11	7	8	13	10	13	9	7	10	8	4	9
Q2 This time next year, do you and your family expect to be better-off financially or worse off than you are now?
better off	54	52	52	53	49	49	54	50	52	49	45	47
worse off	13	15	16	13	14	15	14	15	14	17	20	18
Question Difference	41	37	36	40	35	34	40	35	38	32	25	29
Q3 Thinking of economic conditions in New Zealand as a whole. In the next 12 months, do you expect we'll have good times financially, bad times or some good and some bad?
good times	55	52	51	50	48	49	52	39	46	44	46	48
bad times	16	15	16	17	21	16	18	20	21	27	24	24
Question Difference	39	37	35	33	27	33	34	19	25	17	22	24
Q4 Looking ahead, what would you say is more likely, that in New Zealand as a whole, we'll have continuous good times during the next five years or so - or we'll have bad times - or some good and some bad?
good times	52	50	51	48	48	49	51	42	44	41	44	49
bad times	12	13	13	14	18	12	14	16	17	23	21	21
Question Difference	40	37	38	34	30	37	37	26	27	18	23	28
Q5 Generally, do you think now is a good time - or a bad time - for people to buy major household items?
good times	66	65	62	63	57	61	62	60	58	61	58	61
bad times	17	18	18	15	21	19	18	20	21	21	23	18
Question Difference	49	47	44	48	36	42	44	40	37	40	35	43
Monthly ANZ-Roy Morgan New Zealand Consumer Confidence Rating	135.8	133.0	132.0	133.5	127.6	131.9	132.7	125.5	127.7	123.4	121.8	126.5
*The ANZ-Roy Morgan Consumer Confidence Rating is 100.0 plus the simple unweighted average of the difference between the percentage of respondents who give a favourable and those who give unfavourable answers to five key questions.

*Results for the ANZ-Roy Morgan New Zealand Consumer Confidence Rating for component questions are as follows:**
2013	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
Interviews	2,219	1,215	1,135	1,019	1,028	1,074	1,102	1,061	959	981	991	1,063
Q1 Would you say you and your family are better-off financially or worse off than you were at this time last year?
better off	30	30	30	32	32	34	31	34	30	36	38	37
worse off	35	32	38	33	31	32	34	32	34	29	28	28
Question Difference	-5	-2	-8	-1	1	2	-3	2	-4	7	10	9
Q2 This time next year, do you and your family expect to be better-off financially or worse off than you are now?
better off	48	50	48	47	52	50	47	51	47	49	51	53
worse off	19	16	21	20	16	17	19	19	19	17	14	16
Question Difference	29	34	27	27	36	33	28	32	28	32	37	37
Q3 Thinking of economic conditions in New Zealand as a whole. In the next 12 months, do you expect we'll have good times financially, bad times or some good and some bad?
good times	35	34	32	35	37	41	40	40	36	41	48	50
bad times	27	22	30	29	25	24	26	24	23	25	20	23
Question Difference	8	12	2	6	12	17	14	16	13	16	28	27
Q4 Looking ahead, what would you say is more likely, that in New Zealand as a whole, we'll have continuous good times during the next five years or so - or we'll have bad times - or some good and some bad?
good times	40	42	41	43	43	45	41	42	38	41	51	53
bad times	20	13	19	20	18	18	20	18	16	18	16	17
Question Difference	20	29	22	23	25	27	21	24	22	23	35	36
Q5 Generally, do you think now is a good time - or a bad time - for people to buy major household items?
good times	61	56	55	62	62	60	60	62	58	57	57	60
bad times	23	24	24	22	18	19	21	20	22	23	25	21
Question Difference	38	32	31	40	44	41	39	42	36	34	32	39
Monthly ANZ-Roy Morgan New Zealand Consumer Confidence Rating	118.3	121.0	114.8	119.2	123.7	123.9	119.8	123.0	118.8	122.3	128.4	129.4
*The ANZ-Roy Morgan Consumer Confidence Rating is 100.0 plus the simple unweighted average of the difference between the percentage of respondents who give a favourable and those who give unfavourable answers to five key questions.

*Results for the ANZ-Roy Morgan New Zealand Consumer Confidence Rating for component questions are as follows:**
2012	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
Interviews	2,042	1,055	1,029	1,053	982	1,040	1,166	1,198	987	1,027	1,020	1,051
Q1 Would you say you and your family are better-off financially or worse off than you were at this time last year?
better off	30	26	26	30	26	28	29	31	28	27	29	29
worse off	36	36	36	34	34	37	37	36	36	34	34	36
Question Difference	-6	-10	-10	-4	-8	-9	-8	-5	-8	-7	-5	-7
Q2 This time next year, do you and your family expect to be better-off financially or worse off than you are now?
better off	50	45	44	48	46	43	42	47	48	45	45	49
worse off	18	21	21	19	17	23	22	20	22	22	18	19
Question Difference	32	24	23	29	29	20	20	27	26	23	27	30
Q3 Thinking of economic conditions in New Zealand as a whole. In the next 12 months, do you expect we'll have good times financially, bad times or some good and some bad?
good times	33	30	28	29	31	23	26	29	26	26	30	31
bad times	35	32	32	32	29	42	35	35	32	32	29	31
Question Difference	-2	-2	-4	-3	2	-19	-9	-6	-6	-6	1	0
Q4 Looking ahead, what would you say is more likely, that in New Zealand as a whole, we'll have continuous good times during the next five years or so - or we'll have bad times - or some good and some bad?
good times	46	44	42	40	43	42	42	44	36	38	42	44
bad times	23	19	19	19	20	24	22	21	20	22	19	18
Question Difference	23	25	23	21	23	18	20	23	16	16	23	26
Q5 Generally, do you think now is a good time - or a bad time - for people to buy major household items?
good times	59	56	51	56	51	51	57	57	56	53	54	54
bad times	26	26	31	28	26	32	25	25	25	27	28	30
Question Difference	33	30	20	28	25	19	32	32	31	26	26	24
Monthly ANZ-Roy Morgan New Zealand Consumer Confidence Rating	116.1	113.3	110.2	114.0	113.9	105.8	110.5	114.1	111.9	110.5	114.1	114.7
*The ANZ-Roy Morgan Consumer Confidence Rating is 100.0 plus the simple unweighted average of the difference between the percentage of respondents who give a favourable and those who give unfavourable answers to five key questions.

*Results for the ANZ-Roy Morgan New Zealand Consumer Confidence Rating for component questions are as follows:**
2011	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
Interviews	2,093	1,040	1,028	1,103	1,078	1,030	1,012	1,048	1,037	982	1,053	1,010
Q1 Would you say you and your family are better-off financially or worse off than you were at this time last year?
better off	30	24	25	25	22	24	27	26	23	26	22	25
worse off	39	44	40	46	48	40	41	47	42	35	41	34
Question Difference	-9	-20	-15	-21	-26	-16	-14	-21	-19	-9	-19	-9
Q2 This time next year, do you and your family expect to be better-off financially or worse off than you are now?
better off	50	47	45	42	43	48	44	48	44	45	42	42
worse off	18	22	24	25	23	20	20	21	20	17	19	19
Question Difference	32	25	21	17	20	28	24	27	24	28	23	23
Q3 Thinking of economic conditions in New Zealand as a whole. In the next 12 months, do you expect we'll have good times financially, bad times or some good and some bad?
good times	39	31	22	24	27	28	26	30	27	25	26	26
bad times	31	36	49	48	43	31	34	32	31	30	33	32
Question Difference	8	-5	-27	-24	-16	-3	-8	-2	-4	-5	-7	-6
Q4 Looking ahead, what would you say is more likely, that in New Zealand as a whole, we'll have continuous good times during the next five years or so - or we'll have bad times - or some good and some bad?
good times	54	46	47	48	50	49	45	46	46	41	43	36
bad times	19	20	21	22	20	11	15	16	13	14	15	16
Question Difference	35	26	26	26	30	38	30	30	33	27	28	20
Q5 Generally, do you think now is a good time - or a bad time - for people to buy major household items?
good times	52	48	43	44	45	50	48	58	57	51	49	48
bad times	32	35	40	37	36	35	34	25	28	33	30	34
Question Difference	20	13	3	7	9	15	14	33	29	18	19	14
Monthly ANZ-Roy Morgan New Zealand Consumer Confidence Rating	117.1	108.2	101.4	101.4	103.3	112.5	109.4	113.3	112.6	112.2	109.0	108.4
*The ANZ-Roy Morgan Consumer Confidence Rating is 100.0 plus the simple unweighted average of the difference between the percentage of respondents who give a favourable and those who give unfavourable answers to five key questions.

*Results for the ANZ-Roy Morgan New Zealand Consumer Confidence Rating for component questions are as follows:**
2010	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
Interviews	2,049	1,047	993	1,015	995	1,075	1,062	1,035	1,021	1,071	1,008	1,060
Q1 Would you say you and your family are better-off financially or worse off than you were at this time last year?
better off	31	26	28	30	31	30	27	24	26	28	25	27
worse off	33	41	39	41	35	35	41	41	39	36	38	40
Question Difference	-2	-15	-11	-11	-4	-5	-14	-17	-13	-8	-13	-13
Q2 This time next year, do you and your family expect to be better-off financially or worse off than you are now?
better off	61	57	53	56	56	53	48	49	48	48	47	46
worse off	10	17	20	18	16	23	23	20	19	18	17	18
Question Difference	51	40	33	38	40	30	25	29	29	30	30	28
Q3 Thinking of economic conditions in New Zealand as a whole. In the next 12 months, do you expect we'll have good times financially, bad times or some good and some bad?
good times	57	53	48	48	53	44	36	37	36	37	41	35
bad times	17	24	28	26	26	26	33	30	31	27	27	34
Question Difference	40	29	20	22	27	18	3	7	5	10	14	1
Q4 Looking ahead, what would you say is more likely, that in New Zealand as a whole, we'll have continuous good times during the next five years or so - or we'll have bad times - or some good and some bad?
good times	61	63	61	60	61	56	58	54	56	56	55	51
bad times	13	14	14	15	14	17	16	15	12	12	14	16
Question Difference	48	49	47	45	47	39	42	39	44	44	41	35
Q5 Generally, do you think now is a good time - or a bad time - for people to buy major household items?
good times	53	49	52	50	54	56	53	53	51	35	40	47
bad times	32	34	32	34	32	28	31	28	33	42	41	37
Question Difference	21	15	20	16	22	28	22	25	18	-7	-1	10
Monthly ANZ-Roy Morgan New Zealand Consumer Confidence Rating	131.4	123.6	121.8	121.9	126.0	122.0	115.6	116.3	116.4	113.6	114.5	112.2
*The ANZ-Roy Morgan Consumer Confidence Rating is 100.0 plus the simple unweighted average of the difference between the percentage of respondents who give a favourable and those who give unfavourable answers to five key questions.

*Results for the ANZ-Roy Morgan New Zealand Consumer Confidence Rating for component questions are as follows:**
2009	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
Interviews	2,156	1,087	1,071	1,060	1,117	1,038	1,039	1,013	1,058	1,109	1,020	1,025
Q1 Would you say you and your family are better-off financially or worse off than you were at this time last year?
better off	31	26	26	25	24	24	20	23	25	26	22	23
worse off	38	45	42	40	42	43	46	44	43	39	44	45
Question Difference	-7	-19	-16	-15	-18	-19	-26	-21	-18	-13	-22	-22
Q2 This time next year, do you and your family expect to be better-off financially or worse off than you are now?
better off	50	50	48	51	50	49	47	55	56	56	57	55
worse off	22	25	26	18	20	21	20	16	12	12	13	15
Question Difference	28	25	22	33	30	28	27	39	44	44	44	40
Q3 Thinking of economic conditions in New Zealand as a whole. In the next 12 months, do you expect we'll have good times financially, bad times or some good and some bad?
good times	24	20	21	27	29	26	31	40	47	53	52	47
bad times	56	64	64	53	53	53	41	39	28	21	22	25
Question Difference	-32	-44	-43	-26	-24	-27	-10	1	19	32	30	22
Q4 Looking ahead, what would you say is more likely, that in New Zealand as a whole, we'll have continuous good times during the next five years or so - or we'll have bad times - or some good and some bad?
good times	46	46	43	55	54	52	56	62	64	68	59	56
bad times	25	27	31	22	20	17	13	13	13	11	13	14
Question Difference	21	19	12	33	34	35	43	49	51	57	46	42
Q5 Generally, do you think now is a good time - or a bad time - for people to buy major household items?
good times	48	46	38	41	45	42	45	37	45	48	48	48
bad times	39	41	45	44	39	42	40	43	45	35	38	37
Question Difference	9	5	-7	-3	6	0	5	-6	0	13	10	11
Monthly ANZ-Roy Morgan New Zealand Consumer Confidence Rating	103.7	97.1	93.4	104.6	105.8	103.4	107.8	112.3	120.0	125.9	121.5	118.6
*The ANZ-Roy Morgan Consumer Confidence Rating is 100.0 plus the simple unweighted average of the difference between the percentage of respondents who give a favourable and those who give unfavourable answers to five key questions.